Upscale jewellery showroom display counter

The Card Machine Wasn't Built for a Sale Like This.

On a high-value sale, card fees take a real bite out of the margin — and handing over a card at a jewellery counter or a car dealership desk isn't the moment for it. Your advisor shows a secure code on their screen, your customer scans it with their own phone and approves the payment in their own banking app, and the money is in your account the same day.

How It Works

01

Advisor Enters the Amount

The sales advisor enters the sale value on their own phone or tablet, no card machine needed.

02

A Secure Code Appears

A secure, one-time code generates instantly.

03

Customer Scans and Approves

The customer scans it with their own phone and approves in their own banking app.

04

Money Arrives, Same Day

The payment settles directly into the business account the same day.

Why It's Different

Lower Cost on a Big Sale

No interchange, no scheme fees, and no percentage skimmed off by a card network. Pricing for high-value sales is tailored to your business — ask us for a quote.

Nothing to Key In, Nothing to Steal

Your customer authenticates in their own banking app. No card number changes hands, and there's nothing stored on the advisor's device.

No Terminal Required

One business we analysed paid £1,197.60 a year to rent card terminals that processed nothing. Any advisor's own phone or tablet is the terminal.

See It on Your Own Showroom Floor

Request a Demo
TransactIQ

Powered by Key IVR

Smarter Payments. Lower Fees.

Compliance

Payments made via Open Banking.

TransactIQ is a trading name of Key IVR Ltd. Open Banking is a regulated framework overseen by the Financial Conduct Authority. Your data is protected under UK GDPR.

© 2026 TransactIQ / Key IVR Ltd. All rights reserved.

Open Banking · Bank-Grade Security